Your home is important to you. Whether you are one half of a newlywed couple, or you, your spouse, and your children have outgrown your current home and are looking for a new one, home is supposed to be a place you love to retire at the end of the day.


It is said that people look for three main things when buying a home: safety, appearance, and price. These things are important as you want your family to be situated in a safe neighborhood virtually void of crime and break-ins, and you also want to live in a nice but affordable home.


Some realtors who want to get a higher commission payout will participate in unethical practices. These include selling a home to a family with children in a bad neighborhood without telling the new owner, or selling a pricey home to a client who can’t really afford it.


Sustainable homeownership helps those looking for a home by safeguarding them so they do not fall prey to practices like these. Focusing mainly on women and ethnic minorities, real3sustainable homeownership programs provide sound and ethically-priced mortgage services to people in low and moderate-income neighborhoods.


This mortgage service is important because it doesn’t force a person to eventually default on their loans for the home a realtor sold them that was out of their budget. According to a research paper from the National Bureau of Economic Research in Cambridge, Mass., most borrowers become 90 days or more delinquent if the homeownership is not sustainable. Not only can buying a home without a sustainable homeownership program result in loss of the home, it can also ruin your credit. Credit scores are linked to the payments you make for property cars, and more. If you aren’t able to make the payments, your credit is affected. This can make it difficult to find another home, purchase a card, get approved for credit cards, and so much more.


These programs also help because they make sure that people looking for a home are fully aware of the location and its pros and cons. This could mean the difference between a peaceful home life and a life of uncertainty as the homeowner will never know if there will be a break-in or robbery at their home.


Programs for sustainable homeownership are especially important in big cities, as the amount of people living in poverty and moderate-income levels are greater. Instead of working with a broker who is looking to get the highest payout and isn’t interested in you and your family’s well-being, you should seek out realtors in your area who are knowledgeable on sustainable homeownership programs. In Los Angeles, Calif., Jocip Sarmiento Team can help anyone looking for a home with sustainable homeownership programs.


Jocip Sarmiento is a financing, selling, buying, and investing realtor team in Los Angeles, Calif. For more information, visit Jocip Sarmiento Team on Facebook or email You can also give the team a call at 818-925-0169 Monday to Friday from 9 a.m. to 5 p.m., and Saturday from 9 a.m. to 1 p.m.